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Can I Handle My Own Personal Injury Claim

Can I handle my own personal injury claim? If you are asking this question, it is probably because you have suffered injuries and/or damages as the innocent victim of an accident or incident that was not your fault, and you are wanting to know if you can handle you own personal injury claim without the representation and assistance of a personal injury attorney.

The answer to your question is, “Yes.” You can handle your own personal injury claim. There is no law that says you have to be represented by an attorney when pursuing a personal injury claim. In fact, thousands of people deal with insurance companies and handle their own personal injury claims every day in the United States.

A more important question to consider is, “Should I handle my own personal injury claim?” Is that a good idea? Is it a wise move?

Minor and small


There are situations in which you may not need the help of a personal injury attorney in order to receive fair and just compensation for the injuries and/or damages you have suffered. If your injuries and/or damages are minor and small, you may be able to settle your claim and receive fair and just compensation.

However, an injury that at first appears to be minor, may turn out to be major within a few days or weeks. For example, you are rear-ended in a car accident. You feel like you are not hurt, but days or weeks later you begin to suffer serious neck and/or back pain.

The point is what appears to be small and minor can quickly become large and major. A claim that seems to be simple and easy can become complicated and complex.

A portion


Another important point to consider is, “Why do you want to handle your own personal injury claim?” It may be that you simply do not want to deal with an attorney or wind up in court. However, more likely, it is because you have heard that the attorney gets a portion of the compensation you receive.

It is true that most personal injury attorneys work on what is known as a contingency fee basis. This means they get a percentage of what you receive. In most states, this amounts to about one third of your compensation.

In thinking about trying to handle your own personal injury claim, the question you need to ask is, “Will a personal injury attorney be able to get me over one third more than I could have gotten on my own?”

Pay all


In most instances, a personal injury attorney will be able to do so. One reason for this is because the insurance company does not want to pay you all of the compensation you deserve, and they will work hard to pay you as little as possible.

In addition, personal injury claims are hard to value. They are subjective, take more time to develop and can be worth a large amount of money.

The really smart thing to do is to call a personal injury attorney and have your case evaluated at no cost or obligation to you.

Article written by James Shugart

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