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Can a Personal Injury Attorney Help Me After a Car Accident if I do not Have Health Insurance

Can a personal injury attorney help me after a car accident if I do not have any health insurance? This is an important question you may be asking.

This is because you have been hurt in a car accident. You were injured to such an extent that you had to have medical help. In fact, your injuries may have caused you to be taken to an emergency room (ER). You may have been confined to a hospital for days or weeks as a result of your injuries from the car accident.

Medical bills


What you do not understand is that the medical bills for your injuries from the car accident have been sent to you even though the accident was not your fault. The other driver was the one at fault for the car accident.

You may be saying, “The car accident was not my fault. It was the other driver’s fault. I should not have to pay for any medical bills. Why aren’t my medical bills being sent to the other driver or their insurance company?”

What you need to understand is that all of the medical bills you incur from a hospital and doctors for treating injuries you sustained in a car accident will be sent to you. This is the case no matter whether you were or were not at fault for the car accident that resulted in your injuries.

No health insurance


On top of this, you do not have any health insurance. So, your question is, “Can a personal injury attorney help me after a car accident if I do not have any health insurance?”

The answer is, ”Yes,” a personal injury attorney can help you. There are some obstacles that have to be overcome, however.

For one thing, you will pay less for your medical bills if you have a car accident with health insurance. This is due to the fact that you have to pay a higher price for the same medical treatment or service than a health insurance company has to pay.

Retail, wholesale


Think of it this way. You have to pay full retail prices for all of the medical treatment and services you receive for injuries from a car accident when you do not have health insurance. You pay wholesale prices for the same medical treatment and services when you have health insurance.

Another obstacle if you have a car accident and do not have health insurance is that the other driver’s insurance company may make you a lower settlement offer than if you had health insurance. This is because when the insurance company offers you what they consider to be a fair settlement, they will use the lower prices that a health insurance company pays rather than the higher prices you have to pay for the same medical treatment or service.

Here is how a personal injury attorney can help you after a car accident when you do not have health insurance. He or she will work hard to get you the best possible monetary settlement you have coming to you.

Let a personal injury attorney evaluate your case at no cost or obligation to you, today.

Article written by James Shugart

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