What Do I Do if I Have a Car Accident in Another StateWhat do I do if I have a car accident in another state? This is a question you may be asking because you are going on a trip to another state, or you may be asking this question because you have had a car accident in another state.
There are some things you need to do that are the same no matter whether you have a car accident in the state where you live or another state. First, if you or anyone in your car or the other car has been hurt and requires medical assistance, you or someone else should call for an ambulance.
The next thing you should do is to call the police. Filing a police report is extremely important, even when no injuries have resulted from the car accident.
Report should be filed
In some states, the police will only come to a car accident when there have been injuries. However, a report should still be filed. It is also important to get the names and badge numbers of any police officers who come to the car accident.
The next thing you need to do is to call your insurance company and tell them you have had a car accident in another state. Most insurance companies have networks of claims adjusters all over the United States. They will most likely send a claims adjuster to where you are.
You should ask your insurance company if your policy covers out-of-state car repair, rentals and towing. If your car is damaged to the point where it has to be towed, you should have it towed to an auto repair shop that your insurance company approves.
Do not admit fault
It is very important that you do not admit fault for the car accident. You may think that the car accident was your fault, but you are not the one who determines fault. The law says that the responsibility of determining fault lies with the insurance companies and the police. In cases that cannot be resolved in any other way, fault is determined in court. This is true whether you have a car accident in your state or another state.
Another thing you should not do is to talk about details of the car accident with the other driver or any witnesses to the accident. If there is a lawsuit that is brought and you have to go to court, any statements or opinions given by you at the scene of the accident may damage your case.
Another thing you should do is to try and get good evidence regarding the car accident. This involves getting the names and contact information of any witnesses at the accident scene if they are willing to volunteer this information. It also involves taking pictures of the accident scene with a cell phone or other device and drawing a diagram of how the car accident occurred.
Probably the most important thing you really ought to do is to contact a personal injury attorney in your home state. A personal injury attorney will evaluate your case at no cost or obligation to you.
Article written by James Shugart
Connect with James on Google+