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I was injured in a truck accident, what are my rights?

[caption id="" align="alignright" width="300" caption="Image via Wikipedia"]Truck accident. Truck to overcome a highway gu...[/caption]

Although car accidents are much more common than truck accidents, when a truck accident occurs the injuries and loss can be devastating. If you have been involved in a truck accident it is critical that you understand your rights and protect yourself and your family. Compensation from either your insurance company or the other drivers insurance company following a truck accident can include paid current and future medical expenses, lost wage compensation and property replacement costs.

Depending on where the accident occurred, you may either receive compensation from your own insurance company (in a no-fault state) or from the insurance company of the driver who caused the accident (in a fault state). Keep in mind that in some states you may only be eligible for compensation if you did not share responsibility for the accident or if the truck accident was less than 50% your fault.

Can I file a personal injury claim for my truck accident?

Some states will allow you to file a personal injury claim to recoup additional losses not provided by an insurance company, and some states will only allow you to file a personal injury claim if you suffer substantial bodily harm or if the cost of your injuries reach a specified monetary limit.

Keep in mind, all states will have statute of limitations for personal injury claims, and if you do not file your claim within this time period, you will forfeit your right to file a personal injury claim.

Contact a personal injury lawyer to discuss the statute of limitations for your state. It is important to hire a lawyer as soon as possible to eliminate the chance that evidence will be destroyed or lost, or witnesses will forget details of the truck accident.

Hiring a personal injury lawyer

Personal injury lawyers generally work on a contingency fee basis. What does this mean for you? This means that the personal injury lawyer will provide a free initial consultation to meet with you and review your truck accident case.

The personal injury attorney will determine if they think you have a legitimate claim and what the next steps are to help you win as much compensation as possible. Many truck accident cases may involve several parties or product liability issues which the attorney will investigate.

Best of all, you will not have to pay any money to your personal injury lawyer unless you win damages or compensation for your personal injury case.

With a highly trained team of expert witnesses and forensic scientists, personal injury lawyers who specialize in trucking accidents can recreate the accident scene and determine through expert techniques who is responsible for your personal injuries.

Keep in mind that trucking companies will have their own team of defense attorneys who will defend their truck accident claims. For example, the Trucking Industry Defense Association is one such group who is “committed to reducing the cost of claims and lawsuits against the trucking industry. Members work to develop strategies and share knowledge to defend the trucking industry in personal injury, property damage, worker's compensation claims and cargo claims.”

Do not attempt to file a personal injury claim by yourself. Why not hire a personal injury lawyer to help you maximize your payout?
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