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Do I Really Need a Personal Injury Attorney to Settle my Claim

Do I really need a personal injury attorney to settle my claim? If you are asking this question, it is probably because you have suffered some kind of personal injury and/or damages.

You were injured and/or suffered damages due to the negligent or reckless behavior or actions of another party, which may be a person, persons, company or entity. You want to be fairly compensated for your injury and/or damages, and you are wondering whether you really need the representation of a personal injury attorney in order to receive just and fair compensation.

Offer to settle


It may be that the party responsible for your injury and/or damages has made you an offer to settle your claim. It is more likely that the attorney or insurance company representing the party has made you an offer to settle your claim.

You may think that the offer to settle your claim is fair and just. You may think that if you accept the offer, you will not have to deal with an attorney, pay an attorney or go to court.

If your injury and/or damages are minor, you may not need the help of a personal injury attorney in order to settle your claim. You may be able to get fair and just compensation, yourself.

Severe and costly


However, if your injury and/or damages are severe and costly, here are some things you need to think about before trying to settle your claim, yourself. Here are some reasons why you will need the representation of a personal injury attorney in order to receive fair and just compensation for your injury and/or damages.

Consider this. The attorney or insurance company adjuster representing the party responsible for your injury and/or damages is a professional. They most likely have a great deal of experience and expertise in handling personal injury claims.

You are not a professional. You have no experience or expertise regarding personal injury claims.

Lowest offer


In addition, no matter how nice or cordial the party’s insurance adjuster or attorney may be to you, they are not your friend. They do not have your best interests at heart. Their job is to get you to accept the lowest compensation offer to settle your claim that they possible can.

You may say, “But, you don’t understand. I don’t have any cash. I can’t afford an attorney.”

What you may not know is that most personal injury attorneys work on what is known as a contingency fee basis. This means that they do not get paid unless they win your claim.

No cash "up front"


You do not have to have any cash “up front“. There are no “out of pocket” expenses. Usually, if your personal injury attorney does not win your claim, you do not owe them anything, although there may be court costs and other fees you are responsible for. You can ask about these things when you initially secure representation.

The attorney gets a percentage of your compensation, but it is an established fact that you will receive a higher compensation with an attorney than without one. The wise thing to do is to let a personal injury attorney evaluate your claim at no cost or obligation to you.

Article written by James Shugart

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