What Kind of Personal Injury Claims Can I Handle on my OwnWhat kind of personal injury claims can I handle on my own? You are probably asking this question because you have a personal injury claim and are not sure whether you can handle it yourself or need to have a personal injury attorney.
You are the innocent victim of an accident that was not your fault. It was due to the negligence or recklessness of another party. You suffered injuries and/or damages, and you want to be fairly compensated for them.
The thing you want to know is, What kind of personal injury claims can I handle on my own? Is my personal injury claim one of those you can handle yourself?
Circumstances and conditions
Here are some examples of personal injury claims you may be able to handle on your own. However, keep in mind that these claims can involve circumstances and conditions where it would be wise to have a personal injury attorney representing you.
You may be able to handle your personal injury claim if your injuries are minor. The problem is that what appear to be minor injuries can turn out to be far more serious than you thought they were. If this is the case, and you have already accepted a settlement offer, you have no recourse because you give up your right to any and all future claims stemming from the accident when you accept a settlement.
A personal injury attorney would advise you to wait until the full extent of your injuries is known before you accept a settlement offer. A personal injury attorney would also advise you as to when it is best to accept a settlement offer.
You may be able to handle your personal injury claim if you live in a no-fault state. The no-fault rules will not let you bring a lawsuit unless your injuries rise to a certain level. This level depends on the state you live in and is determined by the cost of treating your injuries or the nature of your injuries.
However, your injuries may be to such an extent that you are qualified to be outside of the no-fault system. If this is so, it may be a very wise move to have a personal injury attorney fighting for you.
You may be able to handle your personal injury claim if the insurance company offers you the maximum amount that is available. For example, if the insurance company offers you a $200,000 settlement and the party responsible for the accident or incident has an insurance policy with a maximum of $200,000, the insurance company will not pay more than the maximum of the limits of their policy.
Over and above
Anything over and above the maximum limits of the insurance policy have to be collected from the party responsible for the accident. However, the responsible party may or may not have money or assets from which additional compensation could be collected.
In trying to decide whether you can handle your personal injury claim on your own, the right thing to do is to have your claim evaluated by a personal injury attorney at no cost or obligation to you.
Article written by James Shugart
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