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Definition of Property Damage

Property damage refers to the damage by the defendant which is done through willful intent or negligence. Civil compensation awards can compensate the victim for property loss, and the owner is typically entitled to the diminished market value. If the property is rendered unusable, the owner may recover the loss of use or rental value. If the property is completely destroyed the owner may recover the full value of the property.

If the property is a car the defendant's insurance company may pay for the replacement costs, repair costs, loss of use and sentimental value.If the defendant does not have insurance and they have damaged your car you may be able to file a personal injury case against them to sue them for compensation. Some states do not allow car accident lawsuits after a car accident, unless certain thresholds are met. In this case you may have to file a claim against your own insurance company for your property loss.

If your property was damaged personal injury cases can be filed against the defendant by the property owner who is over the age of 18. Claims generally will provide itemized, signed estimates of the repairs or replacement costs or if payment has been made, the itemized, signed receipt must be submitted.

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