If you have had a car accident, there are several questions that you may have. You may want to know things like should I call the police, should I call 911, should I call my insurance company and should I get the drivers license and insurance information if there is another driver involved in the accident.
The answer to all of these questions is “Yes”. You should do all of these things.
Do Not Admit Fault for the Car Accident
One important thing that you should never do after a car accident is to ever admit that you were at fault. The reason for this is for your protection in the event that your understanding of who was at fault for the accident or your memory of how the accident happened is wrong.
It is the task of the insurance companies and the police to determine who was at fault for the car accident. They are the ones who know the law. It is not your job or responsibility to determine who was at fault for the car accident.
Your car may have been badly damaged in the accident or be in need of repair. If your car is not drivable or while you are waiting for it to be repaired, you may need a car to get to work, as well as for other needs.
Getting a Rental Car after a Car Accident
“Can I get a rental car after my car accident?” is one of the important questions that you may have. The answer to this question depends on certain things.
Were you involved in a one car accident? If you damaged your car, an appraiser checks your car to find out if it is worth repairing. If your car is not worth repairing, you will be given its current value, and you will not be given a rental car. However, if your car is worth repairing and you have rental coverage for your car with your car insurance company, you can get a rental car until your car is repaired.
In the event that your car accident involved another car and driver, getting a rental car still works in a way that is similar to a one car accident. If your car is not worth repairing, you will be given the current value of your car. Just as above, you will not get a rental car. If your car is worth repairing, you can get a rental car if you have rental car coverage.
Who Pays for the Rental Car after a Car Accident?
One of the questions you may have is, “Will I have to pay for that rental car?” If you are determined to be at fault for the accident, your car insurance company will pay for the rental car. If the other driver is found to be at fault, their insurance company will pay for your rental car. Again, this is only true if rental car coverage is one of the provisions of your car insurance.
If neither insurance company issues you a rental car, you can pay for a rental car yourself. Then, you can put in a claim for reimbursement of your rental car expenses later on.
- Giving a Recorded Statement After a Car Accident to an Insurance Company? (personalinjuryplace.com)